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I had family come see me the other day asking why their daughter's financial aid package for 2008-09 was less than 2007-08. After reviewing and anlyzing the FAFSA information for both years, I deduced that the Expected Family Contribution (EFC) was higher for 2008-09 because their son graduates college this year and cannot be included in the ...
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On Monday, I outlined some financial aid considerations when choosing a college or filing the FAFSA for more than one institution. That led me to think of other things students might question when reviewing financial aid packages between schools. Not all schools are alike, as you're probably already aware.
State (public), private, and ...
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This week has not been nearly as bad as last week at work! I've turned my frustration of not being able to help into a more constructive role of searching for solutions. I'm also taking the proactive approach to financial aid with this post to help sort out some common mistakes made when determining a student's independent status for ...
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It's a given that the FAFSA must be filed for consideration of federal student grants and loans. But what you may not realize is there are a couple of special considerations that affect how your Expected Family Contribution (EFC) is calculated.
The Federal Methodology, which is the formula used by the Department of Education to calculate ...
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Are you like me and have a dad, mom, step-mom, and step-dad? I have more step-family than real family! When I see FAFSA applications coming in, I can't always tell if the dependent student's natural parents are married, if a parent is remarried, or even whose financial information is being used. If it's sometimes confusing to me as to ...
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How many times have you been told you're a verification by financial aid personnel? What they really mean is your FAFSA has been selected for verification, not you personally. Unfortunately, sometimes additional information is required by the financial aid office after your FAFSA is filed and processed by the Federal Processor. ...
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In a continuation from Tuesday's post, this information will cover those students who may meet citizenship requirements for financial aid as other than natural born U.S. residents. They include permanent residents and other eligible noncitizens.
A permanent resident is a noncitizen who is legally allowed to live and work in the United States ...
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A student must be a U.S. citizen or eligible noncitizen to received federal and/or state financial aid through the FAFSA. There are very specific rules which financial aid personnel must follow. This piece is intended to give you a basic understanding of how the Department of Education verifies citizenship, and what documents are required by you ...
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Certain members or veterans who served on active duty in one of the U.S. Armed Forces (Army, Navy, Air Force, Marines, or Coast Guard) are automatically considered as independent for 2007-08 FAFSA filing purposes. Those situations include: Served on active duty for purposes other than training and were released under a condition other than ...
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To be considered for federal financial aid (and most state aid) through the FAFSA, men aged 18 through 25 must be registered with the Selective Service System. This requirement covers men residing in the United States who are U.S. citizens or noncitizens. However, there are a few exemptions to the requirement:Males currently in the armed services ...
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It's that time of year where students begin to look at other educational institutions which may better fit their needs and goals. Students seem to know the admissions process, but as a financial aid professional, I get a lot of questions on how to transfer financial aid from one school to another. It's a relatively simple process, but ...
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Hearing and visual impairments, as well as the Spanish language, are not barriers when applying for financial aid. The FAFSA and other financial aid resources are available to everyone, and the Department of Education provides access for all students. ¿se habla espanol?: There are a number of resources available to Spanish-speaking ...
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The Web version of the FAFSA allows you to transmit all sections of the form electronically to the federal processor if you have the necessary PINs. If you do not have the required PINs, you will still transmit all sections of the FAFSA electronically except the signature page, which you must print and mail directly to the federal ...
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In layman’s terms, please? All too often, financial aid professionals use acronyms when explaining financial aid to families. That’s because they’re working with these shortcuts on a regular basis and tend to forget that students may not know these terms. Ask for clarification if you do not understand a term, as it will help you ...
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When you file the FAFSA, an Expected Family Contribution (EFC) is calculated by the federal processor using the information you reported. The EFC is what’s used by schools to determine your financial aid eligibility.
How is my Expected Family Contribution (EFC) calculated? The EFC is calculated using a federal formula (called Federal ...
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The Free Application for Federal Student Aid (FAFSA) may or may not require students to use parent information when calculating financial aid eligibility.
What decides if I can file the FAFSA without my parents’ information? How you complete Section 2 of the FAFSA determines whether parent information must be used. To file the ...
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Need financial assistance for college? The first place to start is with the Free Application for Federal Student Aid (FAFSA). As the name implies, this is a free form that is filed for consideration of federal grants and loans through the U.S. Department of Education. Keep in mind there are websites and organizations that may try to charge to file ...
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