In my experience, having worked with members of the military community and their families, Active, Reserve, and National Guard, and Government Employees, mililtary counseling staff strongly advise on NOT taking courses from a nationally accredited institution, due to the fact that the more difficult it is to get into a particular traditional college (classroom based or online), the less likely those nationally accredited institutional credits will transfer. To find out if the institution is accredited and the type of accreditation, go to http://chea.org/search/default.asp
BOTTOM LINE, in order to get the most credits to transfer, the schools will make you pay top dollar tuition for that right or you are forced to attend a private institution (usually meaning paying a higher tuition). Also, do not be fooled by the MILITARY FRIENDLY INSTITUTION information found on a school's web site or other publications. That usually means they accept the MGIB. Some of those schools require payment up front for students receiving MGIB , because they know the government is slow to pay.
There are good counselors and bad counselors at all institutions, especially in the financial aid department. I advise not taking out any student loans, if at all possible, since if you default on a student loan, you usually cannot get any future governmental or institutional financial aid. Unless you are paying cash for your degree, you need to do a lot of follow up with the financial aid department. If you are receiving several types of aid, make sure you do not allow the financial aid office to dip into your loan funds if they do not get paid on time. This information will go on your credit report (if you have a possible total of $10,000 in loan aid and you only use $1,000, you have a line of credit for $10,000).
If mom and dad send a check to the school for your tuition and it bounces, you are responsible (thanks in part to FERPA). The same goes if your employer (including the federal government) is paying for any part of your education up front. The school will not contact you when they dip into different pots of your education funds. Schools are like any other company and have bills to pay, so they all have due dates for payment and it is easier and sometimes more cost effective for them to dip into your student loan account at any time or sell your delinquent account to a collection agency than to work with you. Sometimes you will find, years down the road, when you try to obtain a transcript, that monies are owed to the school. My advice for the future, is that you obtain on a regular basis and keep individual copies of OFFICAL TRANSCRIPTS (sealed in individual envelopes) in case they are needed for future education or job applications. Employers will usually accept official unsealed copies of transcripts.
My advice is that if you cannot afford to pay cash for your education in case of any problems with the institution or its employees, do not go to that institution.
A good, non partial source for information for approximately 150 commonly used colleges by the military, was developed by the Active Component of the US Army to allow for 24/7 use of its educational resources to its members. It is https://www.goarmyed.com The home page is for use by the public, so go to "Earn a Degree or Credential" to start your research of colleges or contact your state's department of post secondary education for listing of schools in that state (the following file has the web site of every state's agency)
http://www.dantes.doded.mil/dantes_Web/library/docs/distribution/2418.pdf
If you know someone in the military who is still serving, ask them to contact their Military Education Counseling office for their input on schools that have accepted Penn Foster college credit. Military members receive promotion points toward further education, so counselors at times have to evaluate credits from multiple institutions.