donald11: Vicky,
If you want to transfer your credits, then I would avoid Penn Foster for the sole reason that it is natioanlly accredited. I would instead attend a regionally accredited school since their credits transfer much more easily.
Well, not exactly. Yes, Penn Foster College is nationally accredited, BUT most of the courses in their degree programs are also reviewed by ACE. This means that many, if not most, regionally accredited colleges which accept ACE-reviewed credit will accept coursework from Penn Foster College. As always, check with the school you want to transfer to afterwards to make sure PFC will meet your current and future needs.
Just because a school is NA doesn't mean you should automatically write them off.