Katymason:

I see. Are there any RA schools who have the CCU approach. I like the "at your own pace" style. I have lots of free time and can really knock out some work if given the option. I also think the Challenge Testing is a nice option, as well as the credit for current certifications and experience. 

Canada's Athabasca University has challenge exams and self-paced courses.  It also has U.S. regional accreditation.  It's a bit pricy, though. If you really like testing out of courses, have you considered an assessment college like Connecticut's Charter Oak State College?  You can apply as many exams as you like to one of their degrees, so you can save a lot of money.

-=Steve=-