It is a daunting task to analyze, interpret, and implement federal financial aid regulations these days. Hopefully the information I provide will help you understand and locate the financial aid you need to earn your online degree.
Very similar to ACG, the National SMART Grant (National Science and Mathematics Access to Retain Talent) Grant begins with filing the FAFSA. This grant is for third and fourth year students (juniors and seniors) who are enrolled at an accredited college and are in an acceptable degree program that leads to an associate's or bachelor's degree. The award amount is up to $4,000 for each year, but the amount is determined by the student's overall financial aid eligibility. Awards can be made to students enrolled at least half-time.
The National SMART Grant was created to promote higher education in the fields of science and mathematics. However, additional criteria must be met:
- Pell Grant Eligible (through the FAFSA)
- at least half-time enrollment
- one award for each of the 3rd and 4th years
- 3.0 grade point average (must be maintained for each term of eligibility)
Students must meet the above criteria, and also be enrolled in a field of study approved by the Department of Education, which is very specific. A student must be in one of these approved majors. In any given term of eligibility, a student must be taking at least one required course in the SMART-eligible major. In other words, a student taking courses to complete general education courses must still be enrolled for at least one required SMART-eligible course in the term.
Review the Department of Education's approved fields of study. If you feel you have met the criteria but your financial aid award letter didn't list the National SMART Grant, contact your financial aid office to see if you qualify.
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About ter
I have been a financial aid advisor for nearly 25 years now! Time really does fly. Like other e-learners, I acquired my Bachelor of Arts degree and my Master of Science degree while working full time and raising a family. My coursework consisted of classroom instruction, online and independent study courses, and weekend classes.
I began in financial aid as a secretary, and have worked my way to senior level financial aid advisor at a public four year college in the Midwest. When I began in 1984, we did not have computers, so I have seen the evolution of technology and its impact on education and financial aid.
My husband and I have four children in our household. My daughter and stepson are both in college. My son and stepdaughter are high school freshman.
I look forward to being a part of eLearners.com and given the chance to educate students, especially “non-traditional” students, on the ins-and-outs of financial aid. It is a daunting task to analyze, interpret, and implement federal financial aid regulations these days. Hopefully the information I provide will help.