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Financial Aid Answers - presented by eLearners.com

It is a daunting task to analyze, interpret, and implement federal financial aid regulations these days. Hopefully the information I provide will help you understand and locate the financial aid you need to earn your online degree.

State Funding in Peril

The state in which I work has experienced a serious shortage of funding in higher education over the past decade. The old trend was to initiate state appropriations for financial assistance, then readjust that funding at a later date as money ran out. However, the new trend is for budget cuts almost as quickly as the budget is set.

Many states are given funding, but only to be put into reserves for possible revocation at a later date. As a result, financial aid applications increase, tuition increases, but financial aid stays the same or decreases. This is a sad state of affairs that many public institutions are facing.

Our country's economic distress isn't just at the federal level. Already, over one-fourth of U.S. states report decline in state tax spending on higher education, and almost another one-fourth will have an increase of less than 2 percent. The most hardest-hit areas are New England, the Southeast, and the Southwest. These are some of the more imperiled states:

Fiscal 2009 Appropriations 1-Year % Change

Alabama           -10.5%
Arkansas          -3.0%
Connecticut      - 3.2%
Florida              -8.8%
South Carolina   -17.7%
Texas                -4.7%

As you can see, these states are facing a loss of state funding in higher education. This reduction isn't solely made up of financial aid funds, but funding in general. However, my experience tells me that financial aid is usually the first program on the chopping block.

So what does this mean? If you rely on your state's financial aid program to help pay for college, you should probably look for other resources to supplement your education.

 

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Published Wednesday, January 21, 2009 5:54 PM by ter
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About ter

I have been a financial aid advisor for nearly 25 years now! Time really does fly. Like other e-learners, I acquired my Bachelor of Arts degree and my Master of Science degree while working full time and raising a family. My coursework consisted of classroom instruction, online and independent study courses, and weekend classes.

I began in financial aid as a secretary, and have worked my way to senior level financial aid advisor at a public four year college in the Midwest. When I began in 1984, we did not have computers, so I have seen the evolution of technology and its impact on education and financial aid.

My husband and I have four children in our household. My daughter and stepson are both in college. My son and stepdaughter are high school freshman.

I look forward to being a part of eLearners.com and given the chance to educate students, especially “non-traditional” students, on the ins-and-outs of financial aid. It is a daunting task to analyze, interpret, and implement federal financial aid regulations these days. Hopefully the information I provide will help.

Student Loans and Financial Aid for Online Degrees

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ter

I have been a financial aid advisor for nearly 25 years now! Time really does fly. Like other e-learners, I acquired my Bachelor of Arts degree and my Master of Science degree while working full time and raising a family. My coursework consisted of classroom instruction, online and independent study courses, and weekend classes.

I began in financial aid as a secretary, and have worked my way to senior level financial aid advisor at a public four year college in the Midwest. When I began in 1984, we did not have computers, so I have seen the evolution of technology and its impact on education and financial aid.

My husband and I have four children in our household. My daughter and stepson are both in college. My son and stepdaughter are high school freshman.

I look forward to being a part of eLearners.com and given the chance to educate students, especially “non-traditional” students, on the ins-and-outs of financial aid. It is a daunting task to analyze, interpret, and implement federal financial aid regulations these days. Hopefully the information I provide will help.

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